Your Financial Mission

Scenarios That Create Urgency in Your Financial Plan

Even if we stay on top of our retirement planning, there are life events that shake up everything we’ve done or force us to rethink our path. In this episode, we identify some of those events that create a sense of urgency within us and discuss how to be best prepared if they happen to you.

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What Does Financial Security Mean to You?

Nearly all of us have the same end game in mind, which is to make it to retirement and enjoy our lives in whatever way we choose. But how much we need in retirement varies from person to person. We all have our own definition of financial security, and today we’ll talk about some of those meanings.

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The Driving Force Behind Your Retirement Plans

Whether in retirement or behind the wheel, it’s good to have a plan and a pulse on what is happening around you. Knowing the rules, the technology, and your motivation all plays a part in the route you take with your retirement planning. In this episode, J’Neanne covers a few different topics happening in the news, such as self-driving cars. Then, she answers three questions from the mailbag, including one from someone with a lack of drive to leave a legacy.

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What Popular Proverbs Teach Us About Money

There are plenty of proverbs that aren’t meant to be about money, but we can easily learn a financial lesson from them anyway. We’ll show you the hidden money meanings behind some of these popular sayings and answer a question from the mailbag about changing annuities.

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How “Fake News” Impacts Your Financial Choices

The term “fake news” has become synonymous with the political climate of the past few years. But the phenomenon has spread to other parts of our culture as well. What about fake news in the financial space? We’ll look at some recent news headlines to see if they qualify to be labeled as “fake news”.

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5 Holdups Stalling Your Financial Decisions

Today's Mission:

Indecision can be just as dangerous as making the wrong decision. That’s why sometimes you have to decide when to fish or when to cut bait. J’Neanne will walk us through five holdups that might stall your financial decisions. We also answer a listener question about rental properties.

View the full show notes here:


Strategy Points:

6:16 Too Many Decisions to Make

  • If you don’t feel comfortable with what you are trying to do, you need to sit down with a professional to discuss retirement planning.
  • There are a lot of different philosophies on how to build your retirement strategy.
  • Instead of “right” decisions, there are often better and more economical decisions.
  • The laws change, the opportunities change, your life changes. You have to have some flexibility.

10:00 Too Much Research

  • Becoming overly educated on so many different decisions can cause you to feel overwhelmed.
  • Doing too much research is like counting the blades of grass in your yard.
  • Don’t get caught up on the minutiae, think about the bigger picture. Always keep the end goals in mind.

13:34 General Confusion

  • Math is not money, and money is not math.
  • You are probably pretty smart and good at what you do, but can you experience the same success in retirement planning when that’s not your specialty and your life’s work?
  • Look at tax consultants as an example. The rules changes every year, so even they get confused if they’re not staying abreast of the most recent changes.

15:13 You Don’t Like Talking About Money

  • Perhaps you have a past perception that money is a dirty topic.
  • Realize it now, you can’t get around talking about money.
  • The decisions about money are just as important as the money itself.

16:45 Traumatic Life Events Can Stall Decisions

  • Divorces, illnesses and death can be devastating events that might leave you unable to make proper decisions about your own or a loved one’s money.
  • You might be vulnerable following these times, so don’t do anything drastic for at least a year.
  • You need to recover emotionally before you can make these major decisions.

22:18 Getting to Know You: Movies

  • What movie can you watch multiple times and enjoy it every time?
  • Good storylines, casting, and cinematography influence J’Neanne’s favorites.

31:34 Mailbag: Inheriting Rental Property

  • Harriet says her aunt died recently, leaving her to inherit a rental property unexpectedly. What should she do?
  • Realize your aunt wanted you to have it for your opportunity, you don’t have to keep it.
  • Do you want to be a homeowner and deal with the responsibilities of a landlord?
  • If not, you either hire someone as a property manager or sell the property.


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In The News: Business Plans and a Bride-to-Be

What do Kohl’s, Disney, and McDonald’s have in common? They're all making headlines as they roll out new business plans. J’Neanne talks about how their plans could affect you as an investor. Then, love is in the air with today’s question from the mailbag...but is debt hovering as well? 

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What Is Safe Money?

There’s a buzzword in the financial world called “safe money”, but it has many definitions . Everyone wants their money to be safe to a certain extent, but you need to balance risk and safety in your portfolio. Theres also a lot of misinformation out there, so J’Neanne shares everything you need to know about safe money.

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When Is It “Safe” to Retire?

Are you wondering if it’s “safe” to retire? What kind of factors should you consider beforehand? In looking at your lifestyle and preparing you for some of the unknowns, J’Neanne gives some pointers on how to know when you’re ready to retire. She then talks tax reform as we put Tax Day 2019 behind us.

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5 Common Pain Points In Your Financial Life

Today we’re tackling five financial pain points you will likely face--if not now, then in the future. Do you know how you plan to address these in your life? Then, we’ll talk about J’Neanne’s thoughts on taxing the rich and saving for college.

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